A Power of Attorney (LPA) is a document that allows someone who you trust to make decisions on your behalf.
Where an LPA comes in to play is when you have been involved in an accident or become seriously ill and are no longer able to look after your affairs. In some cases family members do not automaticaly have the right to help manage your financial or personal affairs but with an LPA you can nominate someone you trust to do this all for you.
There are two types of LPA:
1. Property and Affairs: This LPA permits the person you choose to look after your financial affairs when you are no longer able, but not your personal affairs.
2. Personal Welfare: This LPA permits the person to act for you in respect of your personal affairs and welfare.
Both of these documents needs to agreed, signed and registered for them to come into force should something happen to you.